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- Refinancing of existing debt, or payment to business owners or partners.
- Activities determined to be for investment purposes.
- General improvement loans related to normal replacement needs of a business and unrelated to business expansion/job creation.
- Agricultural production costs (i.e., cultivation, production, harvesting).
- Vehicles used for general purposes or that may be considered for personal use.
- Projects without any supplemental financing.
- Projects that are primarily working capital with limited security.
- Construction projects of a residential nature.
- Illegal activities and legalized activities (e.g. gambling casinos) that in the opinion of the Wiregrass Board of Trustees adversely affect RLF interests.
- Projects in which any director, officer, CEO, supervisor, or employee of WEC, or close relative thereof, is an owner, stockholder, partner, or director, or which would, in the judgment of the Administrator of RBCDS, create a conflict of interest, potential of conflict of interest, or any appearance of a conflict of interest.
- Projects in which the recipient of a loan, would as a condition of loan approval, purchase or lease any real property, materials equipment or services from WEC, its subsidiaries, or affiliates.
- Projects or activities that pay the salaries of any employee of WEC, its subsidiaries, or affiliates.
